Fertility Insurance

Delaware Institute for Reproductive Medicine (DIRM) is a participating provider with most insurance companies. Being a participating provider with your insurance carrier means we will file all of your claims for you and will assist you in appealing any claims that were denied incorrectly. DIRM currently participates with the following insurance networks:

  • Aetna
  • Blue Cross Blue Shield Plans
  • Cigna – Center of Excellence
  • Claim Bridge
  • Highmark BCBS DE – Center of Excellence
  • Independence Blue Cross Blue Shield
  • Keystone HMO
  • Meritain
  • Tricare/Humana Military*
  • UMR
  • United Healthcare – Center of Excellence
  • VA Community Care Network

DIRM also works with the following fertility-specific benefit providers:

  • Progyny
  • Carrot
  • Maven
  • Optum – Center of Excellence
  • Winfertility

Currently, we are not a participating provider with any Medicare or Medicaid plans. 

If you have an HMO, you may have coverage but will need a referral.

Please contact Patient Accounts to verify we are in-network with your insurance plan.